Exciting Times Are Ahead
Whether buying your first home, upgrading, or downsizing, purchasing a home is a big decision to make, but it should also be an exciting one.
We’re here to support the buying process with the help of our collaborative team members, years of experience, and a dedication to providing the best experience possible. We look forward to celebrating this thrilling new chapter with you.
Start your experience and contact us today!
Expertise & Transparency
One thing you can always count on is our commitment to helping you find the right options for you and your family.
We work hard to simplify the mortgage process and provide you with solutions for even the most complex and confusing questions you may have. Through our collaborative spirit, we’re ready to help you find your dream home today.
The Mortgage Application Process
It’s no secret that the mortgage application process can be overwhelming, but it doesn’t have to be.
Through our collaborative approach, we work closely with you every step of the entire mortgage process.
From contract to keys, we’re your source for all of your mortgage needs.
With mortgage regulations constantly in flux, pre-approval is the best way to start your home search; it provides clarity on what you can afford and protects you from interest rate hikes.
Although pre-approved doesn’t guarantee definite approval, writing an offer with conditions such as financing attached helps you to secure yourself a safe purchase.
Once you’ve found the right home, your realtor springs into action. They’ll handle all the paperwork, including submitting an offer and protecting your interests while also specifying the conditions of the sale, such as completing a home inspection and securing financing.
From here, Mortgage Connection steps in to help clear the conditions. We’ll help you select the right mortgage option and get all paperwork approved and signed off.
Now it’s time to seek legal assistance. If you don’t know who to contact, we’ll happily provide a recommendation.
Your lawyer will take care of the details: from registering mortgage charges on the title and disbursing funds through signing documents with closing costs taken into account. Finally, your ownership is transferred over, culminating in one momentous purchase!
Home Buying FAQs
The minimum down payment depends on the purchase price of your home. In Canada, qualified buyers can purchase a home with as little as 5% down on eligible properties. We’ll help you understand your options and determine how much you’ll need based on your budget and goals.
Getting pre-approved starts with reviewing your income, employment, down payment, credit history, and existing debts. A mortgage pre-approval gives you a clear idea of how much you may qualify for and can strengthen your offer when you’re ready to buy.
Your affordability depends on several factors, including your income, monthly expenses, debt obligations, down payment, and current interest rates. Our mortgage brokers can help you determine a comfortable budget and estimate your monthly mortgage payments.
Getting pre-approved before you begin house hunting helps you understand your budget, shows sellers you’re a serious buyer, and can make the buying process faster and less stressful.
Most lenders require documents such as proof of income, recent pay stubs, employment confirmation, government-issued identification, details of your down payment, and information about your assets and debts. Self-employed applicants may need additional documentation.
Why Choose Us?
Savings
With us, you get more than just competitive interest rates and payment terms—your hard earned money is put towards building the home of your dreams.
Experience
With decades of experience assisting Canadians in purchasing their first home, we are your trusted partner for a smooth and stress-free journey. Let us put our expertise to work for you.
Loyalty
Mortgage Connection is committed to putting you first. We’re your trusted partner for anything mortgage-related—not just when you’re applying but throughout the lifetime of ownership.
Let’s Get Started Today
Your dream home awaits. Start your journey with the help of our mortgage experts today.
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Contact Us
Calgary Office
Edmonton Office
Residential
National Headquarters:
- #200, 1055 20 AVE NW
- Calgary, AB T2M 1E7
Ontario Office:
- 1765 Rosslyn Road
- Thunder Bay, Ontario P7K 1J3
FSRA Brokerage License #13097
British Columbia Office:
- 1096 Quatsino Drive
- North Saanich, BC V8L 5R8
BCFSA #13097
Saskatchewan Office:
- 2306 Arlington Ave
- Saskatoon, SK S7J 3L3
Edmonton Office:
- 4432 Calgary Trl NW #206
- Edmonton, AB T6H 5W6