For a lot of people looking to acquire a mortgage, the math seems pretty simple: A mortgage with a lower interest rate means that you will end up spending less money than a mortgage with a higher one. However, choosing a mortgage simply because it offers the lowest rate is not always the best course […]
Read More… from Is the Lowest Mortgage Rate Always the Best Choice?
A lot of people ask if it is best to wait for their mortgages to mature before making any changes to it. The answer to that question depends on what your current mortgage looks like. Anyone who is considering breaking their current mortgage should take a good look at their present conditions first, and compare […]
One of the early steps of the home buying process is to secure the funds needed for your down payment. This is especially true if you want to acquire a home in an expensive market. There are a large variety of lending institutions you can choose from nowadays, so it is possible for you to […]
Read More… from Can You Apply Borrowed Money to a Down Payment?
For most Canadians, the home they own is the biggest asset they have. In some cases, it may be their only asset. This means that if you need to access extra funds for things like home repairs, renovations, or other investments, you may consider using your home as leverage in order to get a loan […]
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