Canada is known to be one of the friendliest and most beautiful countries in the world, and we can understand why you’d want to call it your home! That being said, obtaining and qualifying for a mortgage in Canada as a non-resident is possible, but not without its challenges. With the right help, it can […]
Category: Buying A Home
Can You Get a Mortgage with Bad Credit?
Applying for a mortgage can be a complicated task with some restrictions involved. Having bad credit can complicate your application but does not mean you cannot get a mortgage. Knowing what affects your credit can help you understand how your credit is scored and what that means for your financial future. When you have bad […]
Can I Get a 30-Year Mortgage in Canada?
Purchasing property can feel overwhelming, especially if you’re doing it alone. Not only will you take on a large chunk of debt (in the form of a great investment), but you’ll become responsible for managing all the expenses and upkeep associated with the property. With so many options available, how do you know what’s right […]
Can You Get a Mortgage Without a Down Payment?
Purchasing a home is a daunting task. Not only will you take on a large chunk of debt (in the form of a great investment), but you’ll become responsible for managing all the expenses and upkeep associated with the property. Is a no-down payment mortgage possible? Is it the right choice for you? We’re here […]
What Is a High Ratio Mortgage?
If you’re looking to settle into a home, the buying process can seem complicated and difficult to understand. You need to consider your down payment, payment frequency, high or low ratio mortgage, and other factors. While your mortgage broker can help you, you must understand how mortgages work. What is a high ratio mortgage? Continue […]
Is Buying or Renting the Better Option?
To buy or to rent? It can seem like the ultimate question; how do you know which option is better? If you’re looking to own a home, you’re not on this journey alone, but you need to decide if homeownership is right for you first. Continue reading to learn more about buying and renting, including […]
Can I Use My RRSP To Buy a Home?
Buying your first home can be a stressful experience, and you may need some extra help. Many first-time buyers are looking for any advantages they can get, and a common question is if you can use your RRSP to help buy a home? If you’re interested in buying your first home, continue reading to learn […]
Can You Add Renovation Costs to a Mortgage?
Whether you’re a new home buyer, ready to downsize or upgrade, or a seasoned homeowner, renovation projects have surely crossed your mind. Adding minor or major improvements can enhance the flow of your home’s layout and create updated and refreshed spaces like a spa bathroom or fitness area. Whatever your home improvement dreams are, they […]
12 Steps in Buying a House
If you’ve thought about purchasing a new home, you know how big of a commitment it is. It can be stressful and overwhelming if you try to navigate it all by yourself. But that’s why we’re here. From calculating your mortgage budget to getting insurance for your new home, we’ve compiled a list of all […]