Mortgage Glossary

What Is a Blended Rate Mortgage?

Posted on September 21, 2026 (September 21, 2026) by Josh Higgelke

Advisor points pen at document across table to two adults, laptop nearby, in a bright room with large windows.

Rates dropped since you signed? Learn how blended rate mortgages work, the types, and pros and cons with Mortgage Connection in Calgary & Edmonton. […]

What Is a Collateral Mortgage?

Posted on September 21, 2026 (September 21, 2026) by Josh Higgelke

Person in blue blazer reviewing mortgage documents at an office desk, with a city skyline and tower visible through windows.

Confused about collateral mortgages? Learn how they work and if one fits you with the mortgage brokers in Calgary & Edmonton at Mortgage Connection. […]

What Is Conventional Lending?

Posted on September 21, 2026 (September 21, 2026) by Josh Higgelke

Illustration of a house with "20% Down Payment," coins, "80% Home Value," and two people holding a document in Calgary.

Confused by conventional lending? Learn about down payments and default insurance with mortgage brokers in Calgary & Edmonton at Mortgage Connection. […]

What Is a Conditional Offer?

Posted on August 5, 2026 (August 5, 2026) by Josh Higgelke

A mortgage adviser points to documents on a table while two clients listen, in an office with Calgary city views.

Buying a home? Learn how conditional offers work, common conditions, and market impacts with the mortgage brokers in Calgary, Alberta, at Mortgage Connection. […]

What Is Amortization?

Posted on August 5, 2026 (August 5, 2026) by Josh Higgelke

Person using a laptop showing "Mortgage Payment" portal at a wooden table with coffee, plant, and card near a window.

Confused by amortization? Learn how it works and why it matters with the mortgage brokers in Calgary, Alberta, at Mortgage Connection. […]

What Is a Loan-to-Value Ratio?

Posted on August 5, 2026 (August 5, 2026) by Josh Higgelke

A mortgage broker with a document explains to two clients what a loan to value ratio is at a wooden table in a bright home.

Confused by your mortgage terms? Learn what a loan-to-value ratio is, how to calculate it, and why it matters with Mortgage Connection in Calgary & Edmonton. […]

What Is an Adjustable Rate Mortgage?

Posted on July 22, 2026 (July 22, 2026) by Josh Higgelke

Document titled "ARM Adjustable-Rate Mortgage" on a desk with a key, pen, book, and Canadian banknotes.

Learn how an adjustable rate mortgage works in Canada, how it compares to fixed and variable rate mortgages, and whether it’s the right choice for your financial goals. […]