Josh Higgelke

Let’s Talk Mortgage Amortizations Buying a home is an exciting time whether you are purchasing your first home, upsizing, or downsizing. However, choosing the mortgage that is right for you can also feel daunting. Once you have determined how much you are willing and able to spend on a home, and found the perfect home, […]

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Many Canadians dream of owning their own home, but putting together enough money for the downpayment isn’t always easy. To help more Canadians purchase homes, the Government of Canada offers a program called the Home Buyer’s Plan. The money you withdraw under the plan is tax-free, but funds used to repay the money you borrowed […]

Read More… from Understanding the RRSP Home Buyer’s Plan

Many Canadians dream of owning their own home, but with an increasingly competitive housing market and the rising cost of living, many find that dream might be beyond their reach. To help middle-class Canadians purchase either their first home or a home for a relative with a disability, the Government of Canada has the Home […]

Read More… from Your Guide to the Recently-Announced Federal CMHC New Home Buyer’s Plan

Getting Approved for Your Mortgage: How to Keep It Fast and Simple Whether you’re a first time home buyer or a seasoned veteran, the application and approval process can be intimidating if you aren’t prepared. A little bit of preparation can go a long way by reducing stress and moving the mortgage approval process along […]

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When you’re looking to get a mortgage you’ll likely to end up at either a bank or a mortgage broker through a mortgage brokerage. While both are able to provide you with the mortgage you’re looking for how they go about it can be very different. What is a “Banker”? A banker is someone who […]

Read More… from Banker vs Mortgage Broker – What’s the Difference?

A lot of people ask if it is best to wait for their mortgages to mature before making any changes to it. The answer to that question depends on what your current mortgage looks like. Anyone who is considering breaking their current mortgage should take a good look at their present conditions first, and compare […]

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